Trade-In + Finance Combo
Upgrade Your Motor for Less — Trade In, Finance Up, Ride Away
Get maximum value for your old outboard and roll it into a new motor with one easy monthly payment. The smartest way to upgrade.
How the Combo Works
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┌─────────────┐ ┌─────────────┐ ┌─────────────┐ ┌─────────────┐
│ STEP 1 │ → │ STEP 2 │ → │ STEP 3 │ → │ STEP 4 │
│ Value │ │ Choose │ │ Finance │ │ Ride │
│ Your │ │ Your │ │ the │ │ Away │
│ Trade │ │ New │ │ Balance │ │ │
│ │ │ Motor │ │ │ │ │
└─────────────┘ └─────────────┘ └─────────────┘ └─────────────┘Step 1: Get Your Trade-In Value
Bring your old outboard to 1428 Wallace Ave, San Francisco, CA 94124 or send us photos. We’ll assess condition, hours, and market demand. Get a fair, no-obligation quote in 24 hours.
Step 2: Pick Your New Motor
Browse our inventory of new and certified pre-owned Yamaha, Mercury, Suzuki, and Honda outboards. We’ll help you match horsepower to your boat and budget.
Step 3: Finance the Difference
We subtract your trade-in value from the new motor price, then finance the balance. One application, one approval, one monthly payment.
Step 4: Hit the Water
We handle removal of your old motor, installation of the new one, and all paperwork. You just sign and ride.
Why the Combo Makes Sense
Table
| Trade-In + Finance | Sell Private + Pay Cash | |
|---|---|---|
| Time | Same day | Weeks of listings, showings, haggling |
| Hassle | We handle everything | You handle buyers, shipping, payment risk |
| Value | Fair market value + tax savings | Uncertain, often lower |
| Financing | Built in | Separate loan application |
| Installation | Included | You find and pay a rigger |
| Warranty | Full factory on new motor | No warranty transfer help |
“I was going to sell my old Mercury 90 on Craigslist. Aqua Marine gave me almost the same value, saved me weeks of hassle, and had my new Yamaha 115 installed in 3 days. Combo deal was a no-brainer.” — James T., Oakland, CA
What We Accept for Trade-In
Table
| Condition | We’ll Take It |
|---|---|
| Running motors | Any brand, any HP — best value |
| Non-running motors | We’ll assess repair cost vs. value |
| High-hour motors | Honest value based on condition |
| Storm-damaged motors | Insurance salvage — we’ll evaluate |
| Multiple motors | Fleet trade-ins welcome |
Brands we accept: Yamaha, Mercury, Suzuki, Honda, Evinrude, Johnson, Tohatsu, Nissan, and more.
How We Value Your Trade
Table
| Factor | What We Look At |
|---|---|
| Year & model | Newer = higher value |
| Engine hours | Lower hours = better condition |
| Compression test | Cylinder health |
| Visual inspection | Corrosion, damage, maintenance |
| Service history | Records increase value |
| Market demand | Popular models = better resale |
Tip: Bring your service records and any spare parts. A well-documented motor is worth more.
Current Combo Offers
🎉 Summer Upgrade Special Trade any running outboard + finance a new Yamaha F150
Get $1,500 minimum trade-in value (regardless of brand/condition) 3.9% APR for 48 months on the balance Free installation and rigging Offer ends August 31, 2026.
🎉 Mercury Loyalty Combo Trade a Mercury + finance a new Mercury Pro XS
$2,000 trade-in bonus toward select models 6.9% APR for 60 months Includes digital rigging upgrade Through Mercury Finance. See dealer for details.
🎉 First-Time Buyer Combo No trade-in? No problem.
$0 down financing on motors up to 115 HP First payment deferred 90 days Perfect for new boaters On approved credit. First-time buyers only.
Combo Financing Options
Table
| New Motor Price | Typical Trade Value | Amount Financed | Est. Monthly Payment* |
|---|---|---|---|
| $8,000 (25 HP) | $2,000 | $6,000 | $135/mo (48 mo) |
| $15,000 (90 HP) | $4,000 | $11,000 | $245/mo (60 mo) |
| $22,000 (150 HP) | $5,500 | $16,500 | $365/mo (60 mo) |
| $30,000 (250 HP) | $7,000 | $23,000 | $485/mo (72 mo) |
*Estimates at 6.9% APR. Actual rate depends on creditworthiness. Call +1 (415) 882-6561 for your exact payment.
FAQ — Trade-In + Finance Combo
How is my trade-in value determined? We inspect your motor in person (or via detailed photos) and compare to current market data, auction results, and demand. Our quotes are fair and transparent — we’ll explain every number.
Can I trade in a motor that doesn’t run? Yes. Non-running motors have value for parts or rebuild. We’ll give you an honest assessment.
Do I have to finance if I trade in? No. You can trade in and pay cash for the difference. The combo is just our most popular option because it simplifies everything.
What if I owe money on my current motor? We can work with your lender to pay off the balance and roll any difference into your new financing.
Can I trade in multiple motors? Absolutely. Fleet owners and charter operators trade in 2–3 motors at a time regularly.
How long does the whole process take? Simple combo (same brand, similar HP): 3–5 days. Complex combo (different brand, digital upgrade): 7–10 days. We’ll give you a firm timeline upfront.
Is the trade-in value taxable? In California, trade-in value reduces the taxable amount on your new motor purchase. You only pay sales tax on the difference — another reason the combo saves you money.
What happens to my old motor after trade-in? Depending on condition, we: (1) refurbish and resell as certified pre-owned, (2) part it out for spares, or (3) recycle responsibly. Nothing goes to waste.
Can I use the combo for a repower instead of a new motor? Yes. Trade in your old motor + finance a repower package (new motor + installation). Same benefits, same easy process.
Customer Success Story
⭐⭐⭐⭐⭐ “Traded my old Evinrude, financed a Yamaha F150 — saved $3,000 vs. selling private” I had a 2008 Evinrude 115 that was burning oil and hard to start. Got quotes on Facebook Marketplace ranging from $800 to $1,200 — plus the hassle of strangers coming to my house. Aqua Marine gave me $2,800 trade-in value (they saw the potential for rebuild), applied it to a new Yamaha F150, and financed the $12,000 balance at 5.9% APR. Payment is $235/month. They removed the old motor, installed the new one, and I was fishing the Delta by Saturday. The combo deal saved me time, money, and stress. — Marcus R., Vallejo, CA Trade-In + Finance Combo — May 2026
Get Your Trade-In Value
Ready to See What Your Motor Is Worth?
[Get Free Trade-In Quote] | [Call +1 (415) 882-6561] | [Visit Our Showroom]
Aqua Marine Outboard 1428 Wallace Ave San Francisco, CA 94124Monday–Friday: 9:00 AM – 6:00 PM (PST) Saturday: 9:00 AM – 2:00 PM (PST)
What to bring for trade-in evaluation:
Your outboard motor (or clear photos: port, starboard, transom, serial plate) Service records (if available) Any spare parts or accessories
Our Combo Guarantee
✅ Free Trade-In Quote — No obligation, no pressure ✅ Best Value Promise — We’ll beat any dealer’s trade-in offer ✅ Transparent Financing — No hidden fees, no prepayment penalties ✅ Professional Installation — Done by factory-certified techs ✅ Full Warranty Transfer — New motor = new warranty ✅ 30-Day Satisfaction — Not happy? We’ll make it right